Privacy Policy
Effective Date: 13/06/2025
At SwiftBillApp, we’re redefining the way people manage and pay their bills. We believe that handling finances shouldn't be complicated or time-consuming. That’s why we’ve created a platform that makes bill payments fast, secure, and hassle-free.
1. Information We Collect
a. Personal Information
- Name
- Email address
- Phone number
- Payment information (e.g., card or account details)
- Billing address
b. Usage Data
- App usage behavior
- Device information (e.g., device type, OS, unique identifiers)
- IP address
- Log data (e.g., date and time of use, interactions)
c. Third-Party Integrations
If you connect third-party services (e.g., bank accounts or billers), we may collect necessary data to process transactions securely.
2. How We Use Your Information
We use your information to:
- Facilitate and process bill payments
- Provide customer support
- Send important notifications and reminders
- Improve our app and develop new features
- Ensure security and prevent fraud
- Comply with legal obligations
3. Sharing Your Information
We do not sell your personal data. We may share your information with:
- Trusted third-party service providers who help us operate and maintain our services (e.g., payment processors, cloud providers)
- Government or law enforcement when required by law
- Affiliates and partners, but only with your consent
4. Data Security
We implement strong security measures to protect your data, including encryption, secure servers, and access controls. However, no method of transmission or storage is 100% secure.
5. Your Choices and Rights
Depending on your location, you may have rights to:
- Access the data we hold about you
- Request correction or deletion of your data
- Object to or restrict processing
- Withdraw consent at any time
- You can manage some preferences directly in the app or contact us at support@swiftbillapp.com.
6. Data Retention
We retain your data only as long as necessary to provide our services and comply with legal obligations. When no longer needed, we securely delete or anonymize your data.
7. Children’s Privacy
SwiftBillApp is not intended for children under 18 (or the applicable age in your jurisdiction), and we do not knowingly collect data from minors.
8. Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted in the app, and your continued use constitutes acceptance of the updated policy.
9. Contact Us
If you have questions about this Privacy Policy or your data, contact us at: support@swiftbillapp.com