Terms of Use

Effective Date: 13/06/2025

Welcome to SwiftBillApp. These Terms of Use ("Terms") govern your access to and use of the SwiftBillApp mobile application and any related services (the "Services") provided by pillar26 inc ("we," "us," or "our"). By downloading, accessing, or using SwiftBillApp, you agree to be bound by these Terms. If you do not agree, please do not use the Services.

1. Eligibility

You must be at least 18 years old and capable of entering into legally binding contracts to use SwiftBillApp. By using the app, you confirm that you meet these requirements

2. Account Registration

To use certain features, you must create an account. You agree to provide accurate, complete, and up-to-date information and to keep your login credentials secure. You are responsible for all activity under your account.

3. Use of Services

You agree to use SwiftBillApp only for lawful purposes and in accordance with these Terms.

You may not:

  • Use the app for any fraudulent or unlawful activity
  • Attempt to gain unauthorized access to our systems or other users’ data
  • Interfere with the operation of the app or services
  • Use bots, crawlers, or similar tools to extract or collect data from the app

4. Payments and Transactions

SwiftBillApp allows you to view, manage, and pay your bills securely. By initiating a payment, you authorize us to process the transaction through our payment partners. You are responsible for verifying the accuracy of all payment details.
Fees: We may charge service fees for certain transactions. These will be disclosed before you confirm any payment.

5. Third-Party Services

The app may integrate with third-party services (e.g., banks, billers, or payment gateways). We are not responsible for the content, accuracy, or practices of these third-party services.

6. Intellectual Property

All content, logos, trademarks, and software associated with SwiftBillApp are the property of pillar26 inc or its licensors. You may not reproduce, modify, or distribute any part of the Services without prior written consent.

7. Termination

We may suspend or terminate your access to SwiftBillApp at any time, with or without notice, if we believe you have violated these Terms or if required by law. You may also delete your account at any time through the app.

8. Disclaimer of Warranties

SwiftBillApp is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the reliability, availability, or performance of the Services.

9. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising from your use of SwiftBillApp.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or liabilities arising out of your use of the Services or your violation of these Terms.

11. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted in the app, and your continued use of the Services constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, contact us at: support@swiftbillapp.com